Insurance Scams

Fraudulent policies that look like comprehensive health cover but pay out nothing — or far less than promised — when you need care.

Fraudsters who sell cheap car insurance policies that are forged, cancelled after purchase, or taken out in your name with false details — leaving you uninsured and potentially liable.

Fraudsters collect life insurance premiums for policies that have never been issued, are unregulated, or will deny every claim through hidden exclusions.

Fraudsters pose as insurers or claims handlers, offering fast settlements in exchange for upfront fees or personal details — then vanish.

Bogus travel insurance policies that look comprehensive but exclude the medical events most likely to occur, or are sold by unregulated operators with no claims-paying ability.

Unsolicited calls and letters claiming your warranty or insurance is about to expire — pressuring you into paying for a renewal or product you do not need.

Fraudulent or near-worthless pet insurance policies that collect premiums but deny almost every vet claim through hidden exclusions or outright non-existence.

Fraudsters who target people after floods, fires, or storms — posing as insurers, public adjusters, or contractors to steal claim payouts or personal data.

Unregulated 'brokers' who sell fabricated, voided, or cancelled motor insurance policies — leaving drivers unknowingly uninsured at serious legal and financial risk.

Unregulated 'health benefit' memberships sold as insurance that have no obligation to pay claims — leaving members unprotected when they need care.

Unsolicited offers of extended warranties or product protection that take regular premiums but deny every claim through narrow exclusions or fabricated policy documents.

Fraudsters sell travel insurance policies that look genuine but provide no real cover, leaving travellers stranded with unpaid medical bills or lost trip costs.

Bogus pet insurance policies that collect monthly premiums but deny every claim through hidden exclusions or by never existing at all.

Fraudsters pose as agricultural insurance agents to collect premiums for farming cover that is never placed with a real insurer, or manipulate farmers into policies with exclusions that make every claim ineligible.

Organised fraudsters deliberately cause road collisions or fabricate accidents to make exaggerated or entirely false insurance claims — raising premiums for all honest drivers.

Fraudulent or rogue brokers collect insurance premiums from clients but never pass them to the insurer — leaving clients uninsured while believing they are covered.

Fraudsters charge upfront fees to resubmit, reprocess, or escalate an insurance or benefits claim — then disappear without delivering any service.

Fraudsters charge vulnerable disabled individuals fees for government benefit applications, make false promises about entitlement, or commit identity fraud using their personal details.