Scam Warning Signs in Older Adults
Recognise the behavioural and financial signs that an older relative may be targeted by a scam.
Last reviewed: 1 June 2026
Sometimes the first clue that someone is being scammed is a change in behaviour or finances. Knowing the warning signs helps you step in supportively before losses grow.
Behavioural signs
Scams that involve secrecy and pressure often change how a person behaves.
- Secrecy about phone calls, messages, or finances
- New urgency around money or 'opportunities'
- Becoming defensive or withdrawn when asked
- A new 'friend', 'partner', or 'adviser' they won't discuss
Financial signs
Watch for unusual financial activity.
- Unexplained withdrawals or transfers
- Buying gift cards in unusual amounts
- New 'investments' they can't explain
- Letters or calls about debts, fines, or prizes
Frequently asked questions
What if they deny anything is wrong?
Denial is common, partly due to manipulation and shame. Stay supportive, avoid confrontation, and keep the door open. Focus on practical safety nets and let them know you're there without judgement.